Privacy Policy

Credit Works Hub ("we", "our" or "us") respects your privacy. This policy explains what information we collect through creditworkshub.com and our services, how we use it and the choices you have.

1. Information We Collect

We collect information you give us directly, including:

• Contact details such as your name, email address, phone number and address
• Information about the services you're interested in
• Financial details you choose to share during consultations, such as income, debts and coverage
• Messages and documents you send us

We also automatically collect basic technical data such as your IP address, browser type, device information and pages viewed.

2. How We Use Your Information

We use your information to:

• Respond to enquiries and provide requested services
• Prepare loan, investment, tax or insurance recommendations
• Send newsletters you have subscribed to
• Improve our website and client experience
• Meet legal, regulatory and security requirements

3. How We Share Information

We do not sell your personal information. We share it only with lenders, insurance carriers and service providers when needed to deliver a service you requested, with your consent where required, or when required by law.

4. Cookies

Our website may use cookies and similar technologies to remember preferences and understand site usage. You can disable cookies in your browser settings, though some features may not work as intended.

5. Data Security

We use administrative, technical and physical safeguards designed to protect your information. However, no internet transmission or storage system is completely secure.

6. Data Retention

We keep personal information only as long as necessary for the purposes described here or as required by law and professional record-keeping rules.

7. Your California Privacy Rights

If you are a California resident, you may have the right to know what personal information we collect, request deletion or correction of your information, and opt out of certain sharing, under the California Consumer Privacy Act (CCPA) as amended. To make a request, contact us using the details below. We will not discriminate against you for exercising these rights.

8. Email Communications

You can stop receiving our newsletter at any time on our unsubscribe page or by using the link in any email we send.

9. Children's Privacy

Our services are not intended for anyone under 18, and we do not knowingly collect information from children.

10. Updates to This Policy

We may update this Privacy Policy periodically. Changes take effect when posted on this page with a new effective date.

11. Contact Us

For privacy questions or requests, please contact:

Credit Works Hub
101 Airport Dr, Tyler, TX 75704, USA
Phone: +1 903-593-7455
Email: contact@creditworkshub.com