About Us | Credit Works Hub

Our Story

Started in Santa Rosa with a simple idea

Credit Works Hub began when a small team of loan officers, planners and tax specialists noticed the same pattern again and again: good people were overpaying — on interest, on insurance, on taxes — simply because nobody had shown them the full picture.

So we created a firm that starts with your budget and works outward. By understanding your everyday finances first, we can recommend loans you can comfortably repay, investments that match your timeline and coverage that protects without draining your wallet. Today we serve thousands of clients across Sonoma County and beyond.

Licensed, experienced specialists
40+ lending & insurance partners
Transparent, upfront pricing
In-person, phone & video meetings

3,500+clients served

Purpose

What drives us every day

Our Mission

To help every client get the greatest value from their income through clear advice, fair products and honest support.

Our Vision

A future where every household has a budget that works and a trusted partner to help them grow.

Our Values

The principles behind every plan

Client First

Your goals shape every recommendation we make.

Transparency

Every rate, fee and trade-off shared upfront.

Real Value

We hunt for savings as hard as we would for ourselves.

Community

Proudly rooted in Santa Rosa and Sonoma County.

Client Stories

People who found real value with us

“I finally have a budget that works. Their team helped me consolidate three credit cards into one personal loan and I'm on track to be debt-free in two years.”

AMAshley Martinez

“Prior to meeting Credit Works Hub, purchasing our first Santa Rosa house seemed unattainable. They found us a rate that pleased us and went over every step with us.”

BWBrandon Walker

“My taxes were always a headache because I was a freelancer. I now use quarterly planning, and this year I received a refund rather than an obligation.”

MBMegan Brooks

“They looked at my retirement savings and built a simple investment plan I understand. No pressure, just honest advice.”

TATyler Anderson

“We were overpaying for car and home insurance by hundreds a year. One review fixed that, and our coverage is better than before.”

LBLauren Bennett

“Friendly, fast and clear. My credit loan was approved within days and they showed me exactly how to raise my score.”

KCKevin Collins

About Credit Works Hub