/* =========================================================
   Credit Works Hub — main stylesheet
   Palette: electric indigo + midnight navy + fresh mint
   ========================================================= */
:root {
  --fbv-navy: #13123a;
  --fbv-navy-2: #1e1c55;
  --fbv-indigo: #4f46e5;
  --fbv-indigo-dark: #3730a3;
  --fbv-indigo-soft: #eceafe;
  --fbv-mint: #2fd5a0;
  --fbv-mint-dark: #14a97a;
  --fbv-mint-soft: #dcfaee;
  --fbv-sun: #ffcf4a;
  --fbv-bg: #f7f6ff;
  --fbv-text: #1d1c3b;
  --fbv-muted: #646485;
  --fbv-line: #e4e2f5;
  --fbv-radius: 14px;
  --fbv-shadow: 0 24px 48px -28px rgba(30, 28, 85, .45);
  --fbv-font-head: "Sora", "Segoe UI", Arial, sans-serif;
  --fbv-font-body: "Inter", "Segoe UI", Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
html, body { overflow-x: clip; }
body { font-family: var(--fbv-font-body); color: var(--fbv-text); background: var(--fbv-bg); line-height: 1.7; }
h1, h2, h3, h4, h5 { font-family: var(--fbv-font-head); font-weight: 700; color: var(--fbv-navy); letter-spacing: -.02em; line-height: 1.2; }
a { color: var(--fbv-indigo); text-decoration: none; transition: color .2s ease; }
a:hover { color: var(--fbv-indigo-dark); }
::selection { background: var(--fbv-mint); color: var(--fbv-navy); }

.section { padding: 100px 0; }
.section-sm { padding: 64px 0; }
.bg-white { background: #fff !important; }
.bg-navy { background: var(--fbv-navy); color: #b9b8dc; }
.bg-navy h2, .bg-navy h3, .bg-navy h4 { color: #fff; }

.tag {
  display: inline-flex; align-items: center; gap: .5rem; padding: .38rem .95rem; border-radius: 999px;
  background: var(--fbv-indigo-soft); color: var(--fbv-indigo); font-weight: 700; font-size: .82rem;
  letter-spacing: .04em; text-transform: uppercase; margin-bottom: 1rem;
}
.tag::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--fbv-mint); box-shadow: 0 0 0 4px rgba(47,213,160,.25); }
.bg-navy .tag { background: rgba(255,255,255,.08); color: var(--fbv-mint); }
.section-title { font-size: clamp(1.9rem, 3.4vw, 2.7rem); margin-bottom: 1rem; }
.section-title .hl { background: linear-gradient(90deg, var(--fbv-indigo), var(--fbv-mint-dark)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.bg-navy .section-title .hl { background: linear-gradient(90deg, var(--fbv-mint), var(--fbv-sun)); -webkit-background-clip: text; background-clip: text; }
.text-soft { color: var(--fbv-muted); font-size: 1.06rem; }
.bg-navy .text-soft { color: #b9b8dc; }

/* ---------- Buttons ---------- */
.btn { font-weight: 700; border-radius: 10px; padding: .85rem 1.6rem; transition: all .25s ease; font-family: var(--fbv-font-head); font-size: .95rem; }
.btn-primary-fbv { background: var(--fbv-indigo); color: #fff; border: 0; box-shadow: 0 12px 24px -12px rgba(79,70,229,.8); }
.btn-primary-fbv:hover, .btn-primary-fbv:focus { background: var(--fbv-indigo-dark); color: #fff; transform: translateY(-2px); }
.btn-mint { background: var(--fbv-mint); color: var(--fbv-navy); border: 0; }
.btn-mint:hover, .btn-mint:focus { background: #5ee3b9; color: var(--fbv-navy); transform: translateY(-2px); }
.btn-ghost { background: #fff; color: var(--fbv-navy); border: 1.5px solid var(--fbv-line); }
.btn-ghost:hover { border-color: var(--fbv-indigo); color: var(--fbv-indigo); }
.btn-ghost-light { background: transparent; color: #fff; border: 1.5px solid rgba(255,255,255,.35); }
.btn-ghost-light:hover { background: #fff; color: var(--fbv-navy); }
.link-arrow { font-family: var(--fbv-font-head); font-weight: 700; display: inline-flex; align-items: center; gap: .45rem; }
.link-arrow i { transition: transform .2s ease; }
.link-arrow:hover i { transform: translateX(4px); }

/* ---------- Navbar ---------- */
.site-header { position: sticky; top: 0; z-index: 1030; background: rgba(255,255,255,.92); backdrop-filter: blur(10px); border-bottom: 1px solid var(--fbv-line); transition: box-shadow .25s ease; }
.site-header.scrolled { box-shadow: 0 12px 30px -20px rgba(19,18,58,.4); }
.site-header .navbar { padding: .85rem 0; }
.site-header .nav-link { font-family: var(--fbv-font-head); font-weight: 600; font-size: .95rem; color: var(--fbv-navy); padding: .5rem .85rem !important; position: relative; }
.site-header .nav-link::after { content: ""; position: absolute; left: .85rem; right: .85rem; bottom: .2rem; height: 2px; background: var(--fbv-mint); transform: scaleX(0); transform-origin: left; transition: transform .25s ease; }
.site-header .nav-link:hover::after, .site-header .nav-link.active::after { transform: scaleX(1); }
.site-header .nav-link.active { color: var(--fbv-indigo); }
.nav-call { display: inline-flex; align-items: center; gap: .55rem; font-family: var(--fbv-font-head); font-weight: 700; color: var(--fbv-navy); font-size: .92rem; }
.nav-call .ico { width: 38px; height: 38px; border-radius: 10px; display: grid; place-items: center; background: var(--fbv-mint-soft); color: var(--fbv-mint-dark); }
.navbar-toggler { border: 1.5px solid var(--fbv-line); }
.navbar-toggler:focus { box-shadow: 0 0 0 .2rem rgba(79,70,229,.25); }

/* Logo: single line, single style */
.brand-logo { display: inline-flex; align-items: center; gap: .55rem; white-space: nowrap; font-family: var(--fbv-font-head); font-weight: 800; font-size: 1.35rem; letter-spacing: -.03em; line-height: 1; color: var(--fbv-navy) !important; }
.brand-logo .mark { width: 38px; height: 38px; flex: 0 0 38px; border-radius: 11px; display: grid; place-items: center; color: #fff; font-size: 1.1rem; background: linear-gradient(135deg, var(--fbv-indigo) 0%, var(--fbv-mint-dark) 100%); transform: rotate(-6deg); }
.brand-logo .mark i { transform: rotate(6deg); }
.footer .brand-logo { color: #fff !important; }

/* ---------- Hero ---------- */
.hero { position: relative; padding: 90px 0 110px; background: radial-gradient(circle at 0% 0%, #e3e0ff 0, transparent 45%), radial-gradient(circle at 100% 100%, #d4f8ea 0, transparent 40%), var(--fbv-bg); overflow: hidden; }
.hero h1 { font-size: clamp(2.4rem, 5vw, 3.9rem); font-weight: 800; margin-bottom: 1.3rem; isolation: isolate; }
.hero h1 .hl { position: relative; color: var(--fbv-indigo); white-space: nowrap; }
.hero h1 .hl::after { content: ""; position: absolute; left: 0; right: 0; bottom: .08em; height: .28em; background: rgba(47,213,160,.45); z-index: -1; border-radius: 4px; }
.hero .lead { color: var(--fbv-muted); font-size: 1.15rem; max-width: 540px; }
.hero-trust { display: flex; align-items: center; gap: 1rem; margin-top: 2.2rem; flex-wrap: wrap; }
.hero-trust .avatars { display: flex; }
.hero-trust .avatars span { width: 40px; height: 40px; border-radius: 50%; border: 3px solid #fff; margin-left: -10px; display: grid; place-items: center; font-weight: 700; font-size: .8rem; color: #fff; font-family: var(--fbv-font-head); }
.hero-trust .avatars span:first-child { margin-left: 0; }
.hero-trust small { color: var(--fbv-muted); display: block; }
.hero-trust strong { font-family: var(--fbv-font-head); }
.hero-art { position: relative; padding: 20px; }
.hero-art .img-frame { border-radius: 46% 54% 38% 62% / 52% 38% 62% 48%; aspect-ratio: 1 / 1; box-shadow: var(--fbv-shadow); }
.hero-art::before { content: ""; position: absolute; inset: 0; border-radius: 50%; border: 2px dashed rgba(79,70,229,.25); animation: spin 40s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }
.float-card { position: absolute; background: #fff; border-radius: 14px; padding: .9rem 1.1rem; box-shadow: var(--fbv-shadow); font-family: var(--fbv-font-head); z-index: 3; }
.float-card.a { left: -10px; top: 18%; }
.float-card.b { right: -6px; bottom: 14%; }
.float-card .label { font-size: .75rem; color: var(--fbv-muted); font-weight: 600; }
.float-card .value { font-size: 1.3rem; font-weight: 800; color: var(--fbv-navy); }
.float-card .value small { font-size: .78rem; color: var(--fbv-mint-dark); font-weight: 700; }
.float-card .bars { display: flex; gap: 4px; align-items: flex-end; height: 34px; margin-top: .3rem; }
.float-card .bars span { width: 9px; border-radius: 3px; background: var(--fbv-indigo-soft); }
.float-card .bars span.on { background: var(--fbv-indigo); }

/* Trust strip */
.trust-strip { background: #fff; border-top: 1px solid var(--fbv-line); border-bottom: 1px solid var(--fbv-line); padding: 26px 0; }
.trust-item { display: flex; align-items: center; justify-content: center; gap: .6rem; font-family: var(--fbv-font-head); font-weight: 700; color: var(--fbv-muted); font-size: .95rem; }
.trust-item i { color: var(--fbv-indigo); font-size: 1.4rem; }

/* ---------- Page header ---------- */
.page-head { position: relative; background: var(--fbv-navy); color: #b9b8dc; padding: 90px 0 80px; overflow: hidden; }
.page-head::before { content: ""; position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,.05) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.05) 1px, transparent 1px); background-size: 44px 44px; mask-image: linear-gradient(90deg, transparent, #000 60%); -webkit-mask-image: linear-gradient(90deg, transparent, #000 60%); }
.page-head::after { content: ""; position: absolute; width: 420px; height: 420px; border-radius: 50%; right: -120px; top: -160px; background: radial-gradient(circle, rgba(47,213,160,.35), transparent 65%); }
.page-head .container { position: relative; z-index: 1; }
.page-head h1 { color: #fff; font-size: clamp(2.1rem, 4.4vw, 3.3rem); font-weight: 800; max-width: 860px; }
.page-head p { max-width: 620px; font-size: 1.08rem; }
.page-head .breadcrumb { margin: 0 0 1.1rem; font-family: var(--fbv-font-head); font-weight: 600; font-size: .88rem; }
.page-head .breadcrumb a { color: var(--fbv-mint); }
.page-head .breadcrumb-item.active { color: #d9d8f5; }
.page-head .breadcrumb-item + .breadcrumb-item::before { color: #6f6ea0; content: "/"; }

/* ---------- Images with fallback ---------- */
.img-frame { position: relative; overflow: hidden; border-radius: var(--fbv-radius); background: linear-gradient(135deg, #8b84f5 0%, var(--fbv-indigo) 50%, var(--fbv-navy-2) 100%); }
.img-frame::after { content: "\F42A"; font-family: "bootstrap-icons"; position: absolute; inset: 0; display: grid; place-items: center; font-size: 2.4rem; color: rgba(255,255,255,.35); }
.img-frame img { position: relative; z-index: 1; width: 100%; height: 100%; object-fit: cover; display: block; transition: transform .6s ease; }
.img-frame img.img-missing { visibility: hidden; }

/* ---------- Service cards ---------- */
.svc-card { position: relative; background: #fff; border-radius: 20px; padding: 14px; height: 100%; display: flex; flex-direction: column; border: 1px solid var(--fbv-line); transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease; }
.svc-card:hover { transform: translateY(-6px); box-shadow: var(--fbv-shadow); border-color: transparent; }
.svc-card:hover .img-frame img { transform: scale(1.07); }
.svc-card .img-frame { aspect-ratio: 16 / 11; border-radius: 14px; }
.svc-card .badge-ico { position: absolute; top: 28px; left: 28px; z-index: 2; width: 48px; height: 48px; border-radius: 12px; background: #fff; color: var(--fbv-indigo); display: grid; place-items: center; font-size: 1.3rem; box-shadow: 0 10px 20px -10px rgba(0,0,0,.5); }
.svc-card .body { padding: 1.3rem .7rem .6rem; display: flex; flex-direction: column; flex: 1; }
.svc-card h3 { font-size: 1.28rem; margin-bottom: .6rem; }
.svc-card p { color: var(--fbv-muted); flex: 1; margin-bottom: 1.3rem; }
.svc-card .btn { align-self: flex-start; padding: .7rem 1.3rem; }

/* ---------- Calculator ---------- */
.calc-card { background: #fff; border-radius: 24px; padding: 2.4rem; box-shadow: var(--fbv-shadow); color: var(--fbv-text); }
.calc-card .input-group-text { background: var(--fbv-indigo-soft); border: 1.5px solid var(--fbv-line); border-right: 0; font-weight: 800; color: var(--fbv-indigo); border-radius: 12px 0 0 12px; }
.calc-card .form-control { font-size: 1.3rem; font-weight: 700; font-family: var(--fbv-font-head); }
.calc-result { border-radius: 16px; padding: 1.2rem; height: 100%; }
.calc-result .pct { font-size: .8rem; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; }
.calc-result .amt { font-family: var(--fbv-font-head); font-size: 1.55rem; font-weight: 800; color: var(--fbv-navy); margin: .2rem 0; word-break: break-word; }
.calc-result p { margin: 0; font-size: .86rem; color: var(--fbv-muted); }
.calc-result.needs { background: var(--fbv-indigo-soft); } .calc-result.needs .pct { color: var(--fbv-indigo); }
.calc-result.wants { background: #fff4d6; } .calc-result.wants .pct { color: #b7860b; }
.calc-result.save { background: var(--fbv-mint-soft); } .calc-result.save .pct { color: var(--fbv-mint-dark); }
.calc-bar { display: flex; height: 12px; border-radius: 999px; overflow: hidden; margin: 1.6rem 0 .4rem; }
.calc-bar span:nth-child(1) { width: 50%; background: var(--fbv-indigo); }
.calc-bar span:nth-child(2) { width: 30%; background: var(--fbv-sun); }
.calc-bar span:nth-child(3) { width: 20%; background: var(--fbv-mint); }

/* ---------- Numbers ---------- */
.num-box { text-align: left; padding: 1.6rem 1.4rem; border-left: 3px solid var(--fbv-mint); background: rgba(255,255,255,.04); border-radius: 0 14px 14px 0; height: 100%; }
.num-box .n { font-family: var(--fbv-font-head); font-size: 2.5rem; font-weight: 800; color: #fff; line-height: 1; }
.num-box p { margin: .5rem 0 0; color: #b9b8dc; font-weight: 500; }

/* ---------- About split ---------- */
.about-collage { position: relative; padding-bottom: 60px; padding-right: 60px; }
.about-collage .img-frame.main { aspect-ratio: 4 / 4.3; border-radius: 22px; }
.about-collage .img-frame.small { position: absolute; right: 0; bottom: 0; width: 48%; aspect-ratio: 1 / 1; border-radius: 18px; border: 6px solid var(--fbv-bg); z-index: 2; }
.about-collage .years { position: absolute; left: -14px; bottom: 90px; z-index: 3; background: var(--fbv-navy); color: #fff; border-radius: 16px; padding: 1rem 1.3rem; font-family: var(--fbv-font-head); box-shadow: var(--fbv-shadow); }
.about-collage .years strong { display: block; font-size: 2rem; color: var(--fbv-mint); line-height: 1; }
.tick-grid { list-style: none; padding: 0; margin: 1.5rem 0 2rem; display: grid; grid-template-columns: 1fr 1fr; gap: .8rem 1.2rem; }
.tick-grid li { display: flex; gap: .55rem; font-weight: 600; font-size: .96rem; }
.tick-grid i { color: var(--fbv-mint-dark); font-size: 1.15rem; line-height: 1.5; }

/* ---------- Timeline ---------- */
.timeline-step { position: relative; text-align: center; padding: 0 .5rem; }
.timeline-step .dot { width: 72px; height: 72px; margin: 0 auto 1.2rem; border-radius: 50%; display: grid; place-items: center; background: #fff; border: 2px solid var(--fbv-line); color: var(--fbv-indigo); font-size: 1.6rem; position: relative; z-index: 1; transition: all .3s ease; }
.timeline-step:hover .dot { background: var(--fbv-indigo); color: #fff; border-color: var(--fbv-indigo); }
.timeline-step .dot b { position: absolute; top: -4px; right: -4px; width: 26px; height: 26px; border-radius: 50%; background: var(--fbv-mint); color: var(--fbv-navy); font-size: .75rem; display: grid; place-items: center; font-family: var(--fbv-font-head); }
.timeline-step h3 { font-size: 1.15rem; }
.timeline-step p { color: var(--fbv-muted); font-size: .95rem; margin: 0; }
@media (min-width: 992px) { .timeline-row { position: relative; } .timeline-row::before { content: ""; position: absolute; top: 36px; left: 12%; right: 12%; border-top: 2px dashed var(--fbv-line); } }

/* ---------- Testimonials ---------- */
.review-card { background: #fff; border-radius: 20px; padding: 2rem; height: 100%; border: 1px solid var(--fbv-line); }
.review-card .stars { color: var(--fbv-sun); font-size: 1rem; letter-spacing: .1em; }
.review-card blockquote { font-size: 1.08rem; color: var(--fbv-text); margin: 1rem 0 1.4rem; }
.review-card .who { display: flex; align-items: center; gap: .8rem; font-family: var(--fbv-font-head); font-weight: 700; color: var(--fbv-navy); padding-top: 1.1rem; border-top: 1px dashed var(--fbv-line); }
.review-card .who span { width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center; color: #fff; background: linear-gradient(135deg, var(--fbv-indigo), var(--fbv-mint-dark)); font-size: .9rem; }
.carousel-controls { display: flex; gap: .6rem; }
.carousel-controls button { width: 48px; height: 48px; border-radius: 12px; border: 1.5px solid var(--fbv-line); background: #fff; color: var(--fbv-navy); font-size: 1.2rem; transition: all .2s ease; }
.carousel-controls button:hover { background: var(--fbv-indigo); color: #fff; border-color: var(--fbv-indigo); }
#reviewsCarousel .carousel-indicators { position: static; margin: 2rem 0 0; }
#reviewsCarousel .carousel-indicators [data-bs-target] { width: 26px; height: 6px; border-radius: 6px; background: var(--fbv-indigo); border: 0; opacity: .25; }
#reviewsCarousel .carousel-indicators .active { opacity: 1; width: 40px; }

/* ---------- Blog ---------- */
.post-card { background: #fff; border-radius: 20px; overflow: hidden; height: 100%; display: flex; flex-direction: column; border: 1px solid var(--fbv-line); transition: transform .3s ease, box-shadow .3s ease; }
.post-card:hover { transform: translateY(-6px); box-shadow: var(--fbv-shadow); }
.post-card:hover .img-frame img { transform: scale(1.06); }
.post-card .img-frame { aspect-ratio: 16 / 10; border-radius: 0; }
.post-card .body { padding: 1.6rem; display: flex; flex-direction: column; flex: 1; }
.post-card h3 { font-size: 1.22rem; margin-bottom: .7rem; }
.post-card h3 a { color: var(--fbv-navy); }
.post-card h3 a:hover { color: var(--fbv-indigo); }
.post-card p { color: var(--fbv-muted); flex: 1; }

.article-cover { aspect-ratio: 16 / 8; border-radius: 22px; margin-bottom: 2.4rem; }
.article { background: #fff; border-radius: 22px; padding: 2.8rem; border: 1px solid var(--fbv-line); font-size: 1.07rem; }
.article p { margin-bottom: 1.35rem; color: #33335a; }
.article h2 { font-size: 1.6rem; margin: 2.2rem 0 1rem; }
.article .callout { display: flex; gap: 1rem; background: var(--fbv-indigo-soft); border-radius: 16px; padding: 1.3rem 1.5rem; margin: 2rem 0; font-weight: 600; color: var(--fbv-navy); }
.article .callout i { font-size: 1.6rem; color: var(--fbv-indigo); line-height: 1.2; }
.side-box { background: #fff; border-radius: 20px; padding: 1.7rem; border: 1px solid var(--fbv-line); margin-bottom: 1.5rem; }
.side-box h3 { font-size: 1.12rem; margin-bottom: 1rem; }
.side-post { display: flex; gap: .9rem; align-items: center; padding: .7rem 0; border-bottom: 1px solid var(--fbv-line); }
.side-post:last-child { border-bottom: 0; }
.side-post .img-frame { width: 72px; height: 62px; flex: 0 0 72px; border-radius: 10px; }
.side-post .img-frame::after { font-size: 1.1rem; }
.side-post a { font-weight: 700; font-family: var(--fbv-font-head); font-size: .9rem; line-height: 1.35; color: var(--fbv-navy); }
.side-post a:hover { color: var(--fbv-indigo); }
.side-links { list-style: none; padding: 0; margin: 0; }
.side-links a { display: flex; justify-content: space-between; align-items: center; padding: .55rem 0; color: var(--fbv-text); font-weight: 600; border-bottom: 1px solid var(--fbv-line); }
.side-links li:last-child a { border-bottom: 0; }
.side-links a:hover { color: var(--fbv-indigo); }
.side-box.dark { background: var(--fbv-navy); color: #b9b8dc; border: 0; }
.side-box.dark h3 { color: #fff; }
.article-nav { display: flex; justify-content: space-between; gap: 1rem; flex-wrap: wrap; margin-top: 1.8rem; }

/* ---------- FAQ ---------- */
.faq .accordion-item { border: 0; border-bottom: 1px solid var(--fbv-line); background: transparent; }
.faq .accordion-button { background: transparent; font-family: var(--fbv-font-head); font-weight: 700; color: var(--fbv-navy); padding: 1.3rem 0; box-shadow: none; font-size: 1.05rem; }
.faq .accordion-button:not(.collapsed) { color: var(--fbv-indigo); }
.faq .accordion-button:focus { box-shadow: none; }
.faq .accordion-body { padding: 0 0 1.3rem; color: var(--fbv-muted); }

/* ---------- Newsletter / CTA ---------- */
.news-box { position: relative; background: linear-gradient(120deg, var(--fbv-indigo) 0%, #6d5ef7 55%, #7c6cf9 100%); border-radius: 26px; padding: 3.2rem; color: #e1defe; overflow: hidden; }
.news-box::before, .news-box::after { content: ""; position: absolute; border-radius: 50%; }
.news-box::before { width: 240px; height: 240px; right: -60px; bottom: -110px; background: rgba(47,213,160,.35); }
.news-box::after { width: 120px; height: 120px; right: 140px; top: -60px; border: 18px solid rgba(255,255,255,.12); }
.news-box > * { position: relative; z-index: 1; }
.news-box h2 { color: #fff; }
.news-box .form-control { border: 0; border-radius: 10px; padding: .95rem 1.2rem; }
.news-box .form-status.success { background: rgba(255,255,255,.95); }

.cta-strip { background: var(--fbv-mint); border-radius: 26px; padding: 2.8rem 3rem; }
.cta-strip h2 { margin: 0; }

/* ---------- Forms ---------- */
.form-panel { background: #fff; border-radius: 22px; padding: 2.6rem; border: 1px solid var(--fbv-line); box-shadow: var(--fbv-shadow); }
.form-label { font-weight: 600; font-size: .9rem; color: var(--fbv-navy); }
.form-control, .form-select { border-radius: 10px; border: 1.5px solid var(--fbv-line); padding: .8rem 1rem; background-color: #fbfbff; }
.form-control:focus, .form-select:focus { border-color: var(--fbv-indigo); box-shadow: 0 0 0 .22rem rgba(79,70,229,.14); background-color: #fff; }
.form-check-input:checked { background-color: var(--fbv-indigo); border-color: var(--fbv-indigo); }
.hp-field { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }
.form-status { display: none; margin-top: 1rem; border-radius: 10px; padding: .9rem 1.1rem; font-weight: 600; font-size: .95rem; }
.form-status.show { display: block; }
.form-status.success { background: var(--fbv-mint-soft); color: #0b6b4c; border: 1px solid #a9ecd3; }
.form-status.error { background: #ffe9ec; color: #a1172f; border: 1px solid #ffc5ce; }
.btn .spinner-border { width: 1rem; height: 1rem; border-width: .15em; margin-right: .4rem; }

.info-panel { background: var(--fbv-navy); border-radius: 22px; padding: 2.4rem; color: #b9b8dc; height: 100%; position: relative; overflow: hidden; }
.info-panel::after { content: ""; position: absolute; width: 220px; height: 220px; right: -80px; bottom: -80px; border-radius: 50%; background: rgba(47,213,160,.18); }
.info-panel h3 { color: #fff; }
.info-row { display: flex; gap: 1rem; margin-bottom: 1.6rem; position: relative; z-index: 1; }
.info-row .ico { width: 50px; height: 50px; flex: 0 0 50px; border-radius: 12px; background: rgba(255,255,255,.08); color: var(--fbv-mint); display: grid; place-items: center; font-size: 1.25rem; }
.info-row h4 { font-size: 1rem; margin-bottom: .15rem; color: #fff; }
.info-row a, .info-row p { color: #d9d8f5; margin: 0; }
.info-row a:hover { color: var(--fbv-mint); }
.map-wrap { border-radius: 22px; overflow: hidden; line-height: 0; border: 1px solid var(--fbv-line); }
.map-wrap iframe { width: 100%; height: 380px; border: 0; }

/* ---------- Mini feature ---------- */
.mini-feature { display: flex; gap: 1rem; padding: 1.5rem; background: #fff; border: 1px solid var(--fbv-line); border-radius: 18px; height: 100%; }
.mini-feature .ico { width: 52px; height: 52px; flex: 0 0 52px; border-radius: 14px; display: grid; place-items: center; font-size: 1.35rem; background: var(--fbv-indigo-soft); color: var(--fbv-indigo); }
.mini-feature:nth-child(even) .ico, .col-md-6:nth-child(even) .mini-feature .ico { background: var(--fbv-mint-soft); color: var(--fbv-mint-dark); }
.mini-feature h3 { font-size: 1.08rem; margin-bottom: .3rem; }
.mini-feature p { margin: 0; color: var(--fbv-muted); font-size: .95rem; }
.bg-navy .mini-feature { background: rgba(255,255,255,.05); border-color: rgba(255,255,255,.1); }
.bg-navy .mini-feature p { color: #b9b8dc; }
.bg-navy .mini-feature .ico { background: rgba(47,213,160,.15); color: var(--fbv-mint); }

/* ---------- Legal ---------- */
.legal { background: #fff; border-radius: 22px; padding: 3rem; border: 1px solid var(--fbv-line); }
.legal h2 { font-size: 1.35rem; margin: 2.2rem 0 .8rem; padding-top: .3rem; }
.legal h2:first-of-type { margin-top: 1rem; }
.legal p, .legal li { color: #3c3c60; }
.legal-nav { position: sticky; top: 100px; }
.legal-nav a { display: block; padding: .5rem .8rem; margin-bottom: .2rem; border-radius: 8px; font-weight: 600; font-size: .92rem; color: var(--fbv-muted); }
.legal-nav a:hover { background: var(--fbv-indigo-soft); color: var(--fbv-indigo); }

/* ---------- Footer ---------- */
.footer { background: var(--fbv-navy); color: #a4a3cc; padding: 80px 0 0; font-size: .95rem; }
.footer h4 { color: #fff; font-size: 1.05rem; margin-bottom: 1.3rem; }
.footer a { color: #cfcef0; }
.footer a:hover { color: var(--fbv-mint); }
.footer ul { list-style: none; padding: 0; margin: 0; }
.footer ul li { margin-bottom: .65rem; }
.footer .contact-li { display: flex; gap: .7rem; }
.footer .contact-li i { color: var(--fbv-mint); }
.footer .form-control { background: rgba(255,255,255,.06); border-color: rgba(255,255,255,.14); color: #fff; }
.footer .form-control::placeholder { color: #8786b5; }
.footer .form-control:focus { background: rgba(255,255,255,.1); }
.footer .form-status.success { background: rgba(47,213,160,.14); color: #a8f0d6; border-color: rgba(47,213,160,.35); }
.footer .form-status.error { background: rgba(255,90,110,.14); color: #ffb3bd; border-color: rgba(255,90,110,.35); }
.socials { display: flex; gap: .5rem; margin-top: 1.3rem; }
.socials a { width: 38px; height: 38px; border-radius: 10px; display: grid; place-items: center; background: rgba(255,255,255,.07); color: #fff; }
.socials a:hover { background: var(--fbv-mint); color: var(--fbv-navy); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.09); margin-top: 60px; padding: 1.4rem 0; font-size: .88rem; }

.to-top { position: fixed; right: 22px; bottom: 22px; width: 46px; height: 46px; border-radius: 12px; border: 0; background: var(--fbv-indigo); color: #fff; font-size: 1.2rem; display: grid; place-items: center; box-shadow: var(--fbv-shadow); opacity: 0; visibility: hidden; transition: all .3s ease; z-index: 1000; }
.to-top.show { opacity: 1; visibility: visible; }
.to-top:hover { background: var(--fbv-mint); color: var(--fbv-navy); }

.fade-up { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.fade-up.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .fade-up { opacity: 1; transform: none; transition: none; } .hero-art::before { animation: none; } html { scroll-behavior: auto; } }

/* ---------- Responsive ---------- */
@media (max-width: 991.98px) {
  .section { padding: 72px 0; }
  .hero { padding: 64px 0 80px; }
  .hero-art { margin-top: 2.5rem; max-width: 520px; margin-left: auto; margin-right: auto; }
  .site-header .navbar-collapse { padding: 1rem 0; }
  .news-box, .cta-strip { padding: 2.2rem 1.6rem; }
  .legal-nav { position: static; }
}
@media (max-width: 575.98px) {
  .g-5, .gx-5 { --bs-gutter-x: 1.5rem; }
  .brand-logo { font-size: 1.12rem; gap: .45rem; }
  .brand-logo .mark { width: 32px; height: 32px; flex-basis: 32px; font-size: .95rem; }
  .float-card { display: none; }
  .form-panel, .legal, .article, .calc-card, .info-panel { padding: 1.5rem; }
  .tick-grid { grid-template-columns: 1fr; }
  .about-collage { padding-right: 0; }
  .about-collage .years { left: 10px; }
}